THRYVO FINANCIAL ADVISORY LLC
Website Terms and Conditions
Including Text and Call Marketing Terms
Effective Date: June 1, 2026
IMPORTANT NOTICE: BY ACCESSING OR USING THE THRYVO FINANCIAL ADVISORY LLC WEBSITE, SERVICES, OR MARKETING COMMUNICATIONS, YOU AGREE TO BE BOUND BY THESE TERMS AND CONDITIONS. IF YOU DO NOT AGREE, PLEASE DO NOT USE OUR SERVICES.
1. About Thryvo Financial Advisory LLC
Thryvo Financial Advisory LLC ("Thryvo," "we," "us," or "our") is a Chicago-based fractional CFO and financial advisory firm. We serve mission-driven small businesses, cooperatives, and values-aligned organizations through justice-centered financial strategy and education.
Our website is located at www.jointhryvo.com. Questions may be directed to rachel@jointhryvo.com.
2. Acceptance of Terms
By visiting our website, submitting a contact form, requesting a discovery call, subscribing to our email list, or opting into text or phone communications, you agree to these Terms and Conditions and our Privacy Policy, which is incorporated by reference. These Terms apply to all visitors, subscribers, clients, and others who access or use our services.
We reserve the right to update these Terms at any time. Continued use of the website or continued receipt of communications after changes are posted constitutes acceptance of those changes. The most current version will always be available on our website.
3. Services and Service Descriptions
Thryvo offers fractional CFO services, financial advisory, financial education, and related consulting through the following primary service lines:
Legacy CFO Retainer: Ongoing fractional CFO partnership for established businesses.
Purpose and Profit Retainer: Financial strategy and systems support for growth-stage businesses, including a VIP Day onboarding pathway.
B.R.I.D.G.E. Membership: Group-based financial education and community support for mission-driven founders.
Workshops, Speaking, and Curriculum Development: Financial literacy programs delivered through partners including FoodLab Chicago and DCASE.
Service descriptions on our website are provided for informational purposes and are subject to change. All engagements are governed by a separate written agreement between Thryvo and the client. Nothing on this website constitutes a binding offer to provide services.
4. Text Message and Call Marketing Terms
4.1 Consent to Receive Marketing Communications
By providing your mobile phone number and submitting a form, opting in through our website, or texting a keyword to our designated number, you expressly consent to receive recurring automated and non-automated marketing text messages (SMS/MMS) and/or phone calls from Thryvo Financial Advisory LLC at the number you provide. Message content may include:
Updates about services, programs, and events
Financial education tips and resources
Workshop and webinar announcements
B.R.I.D.G.E. Membership news and offers
Podcast episodes and content from The Purpose Profit Shift Podcast
Promotional offers and limited-time opportunities
4.2 Frequency
Message frequency may vary. You may receive up to [X] messages per month, though frequency may increase around program launches, events, or time-sensitive opportunities. We will not contact you at unreasonable hours.
4.3 Message and Data Rates
Message and data rates may apply depending on your mobile carrier and plan. Thryvo is not responsible for any charges you incur from your carrier for receiving our messages.
4.4 How to Opt Out
You may opt out of text marketing at any time. To stop receiving text messages, reply STOP to any text message you receive from us. You will receive a one-time confirmation message and will not receive additional marketing texts after that. To opt back in, reply START at any time.
To opt out of marketing calls, reply STOP to any text message or contact us directly at rachel@jointhryvo.com and request to be added to our do-not-call list.
4.5 Help
For assistance, reply HELP to any text message or contact us at rachel@jointhryvo.com.
4.6 No Purchase Required
Consent to receive text messages or calls is not a condition of purchasing any service from Thryvo.
4.7 Program Cancellation
Thryvo reserves the right to cancel its text marketing program at any time. If we do, we will send a notification message before doing so to the extent practicable.
4.8 Carrier Liability Disclaimer
Carriers are not liable for delayed or undelivered messages. Thryvo is not responsible for any errors caused by your wireless carrier.
5. Email Marketing and Communications
By subscribing to our email list, you consent to receive periodic emails from Thryvo containing newsletters, financial education content, service updates, event invitations, and promotional offers.
You may unsubscribe at any time by clicking the unsubscribe link in any email or by contacting us at rachel@jointhryvo.com. Unsubscribing from marketing emails will not affect transactional communications related to active service engagements.
6. The Purpose Profit Shift Podcast
Content published through The Purpose Profit Shift Podcast is provided for informational and educational purposes only. Podcast content does not constitute financial, legal, tax, or investment advice and does not create a client relationship. Always consult a qualified professional regarding your specific situation.
7. Intellectual Property
All content on this website, including but not limited to text, graphics, logos, frameworks, curriculum materials, and the Thryvo name and brand, is the property of Thryvo Financial Advisory LLC or its content partners and is protected by applicable copyright and trademark laws.
You may not reproduce, distribute, modify, or create derivative works from any Thryvo content without prior written permission. Limited personal, non-commercial use for educational reference is permitted provided attribution is given to Thryvo Financial Advisory LLC.
8. Financial Information Disclaimer
The information on this website is provided for general educational purposes only. It does not constitute financial advice, tax advice, legal advice, or a client-advisor relationship. Results described in case studies or testimonials reflect individual client experiences and are not guarantees of future outcomes.
Thryvo is not a licensed investment advisor, securities dealer, or CPA firm. Clients are encouraged to work with licensed tax professionals for tax-related matters. Rachel Bernier-Green is a Profit First Certified Professional, Xero Certified Advisor, and CFO Project Certified CFO.
9. Limitation of Liability
To the maximum extent permitted by applicable law, Thryvo Financial Advisory LLC, its owners, contractors, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of this website, our services, or our marketing communications, even if we have been advised of the possibility of such damages.
Our total liability for any claim related to our website or services shall not exceed the amount paid by you to Thryvo in the three months preceding the claim.
10. Third-Party Links and Tools
Our website may contain links to third-party websites, tools, or platforms (including but not limited to Xero, Relay, Stripe, Pipedrive, and Calendly). These links are provided as a convenience. Thryvo does not endorse or assume responsibility for the content, privacy practices, or terms of third-party sites. Your use of third-party services is governed by those services' own terms.
11. Privacy Policy
Our collection and use of personal information are governed by our Privacy Policy, available at www.jointhryvo.com/privacy. By using this website or opting into our communications, you acknowledge and agree to our Privacy Policy.
12. Governing Law and Dispute Resolution
These Terms shall be governed by and construed in accordance with the laws of the State of Illinois, without regard to its conflict of law provisions. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the state and federal courts located in Cook County, Illinois.
We encourage you to contact us directly at rachel@jointhryvo.com before pursuing formal legal remedies. We are committed to resolving concerns promptly and in good faith.
13. Severability
If any provision of these Terms is found to be unenforceable, that provision will be modified to the minimum extent necessary to make it enforceable. All other provisions shall remain in full force and effect.
14. Entire Agreement
These Terms, together with our Privacy Policy and any applicable service agreement, constitute the entire agreement between you and Thryvo Financial Advisory LLC with respect to your use of this website and our marketing communications. They supersede any prior communications or agreements on the same subject.
15. Contact Information
Thryvo Financial Advisory LLC
Chicago, Illinois
Email: rachel@jointhryvo.com
Website: www.jointhryvo.com
Thryvo Financial Advisory LLC
Justice-Centered Finance for a Regenerative Economy